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New Spectrum Life. Full Spectrum Coverage.
Learn how Final Expense insurance can help protect your family and your future.
Affordable monthly rates.
Final Expense life insurance for families planning ahead for tomorrow.
You never know what tomorrow could bring. Plan for the most important moments so nobody has to worry about their future.
Coverage for Life
Secure a lifetime of coverage. Your coverage will not decrease with age and your rates will be locked in for life
No Medical Exam
Just answer a few simple questions on your application and we will be able to determine your eligibility in seconds
30 Day try it out period
If you are not satisfied with the plan that you picked out you can make changes to your coverage within the first 30 days, or cancel your plan for a full refund.
Build Cash Value
You build more cash value the longer you have your coverage. You can also borrow against it at a guaranteed rate.
Protect your family from expected and unexpected expenses you may leave behind e.g. funeral cost, bills, debt, etc.
Part of living a long life is reducing your stress levels. You can rest easy knowing that if anything unexpected were to happen, you’re not going to be leaving behind ongoing financial obligations.
Is final expense life insurance right for me?
Everybody has questions when it comes to planning for what happens when you’re gone. The most important decision is to do something. Trying to figure how to move forward when the one you love has left this earth is hard enough, adding financial hardship to that equation makes it nearly impossible. If you don’t have 10 - $50,000 set aside to cover your final expenses, then final expense insurance is right for you.
How much coverage is the right amount?
How much coverage you will need depends on how much financial security you’re going to need to provide for your family. With our simplified issue whole life insurance, you can find coverage amounts up to $50,000 if you’re between the ages of 45-85. Don’t be afraid to contact us if you need an agent that can help you determine how much coverage is right for you.
Can I have more than one policy with your and/or another company?
New Spectrum life has a maximum coverage amount of $50,000. You can have as many policies with us as you would like as long as your total coverage amount does not exceed $50,000. It is also okay to get coverage with us if you have life insurance with another company as well.